What is Aplus Easy Care?

International health insurance designed for young, healthy expats in Southeast Asia who want the flexibility to move, travel or have treatments across Asia as you please.     

Eligibility requirements: 

  • Age 50 or less

  • BMI 30 or less

  • No pre-existing conditions                                     

 Insurance provided by:  AXA Aplus Easy Care 


Coverage Area

Live, work or travel freely anywhere in the listed countries and get 100% coverage.  Country of residence is up to you. Freely choose to have treatment at any hospital you like. 

Get emergency coverage for Worldwide excluding North America for temporary trips to up 30 days. 

Aplus Easy Care Coverage Area

Plan Summary

Plan 1 Plan 2 Plan 3 Plan 4
Inpatient Limit $200,000 $400,000 $200,000 $400,000
Surgeries Fully Covered
Fully Covered Fully Covered
Fully Covered
Cancer n/a Fully Covered
Fully Covered
Chronic Conditions n/a
Fully Covered
Fully Covered
Outpatient n/a
$2,000 $4,000
Evacuation Fully Covered
Fully Covered
Fully Covered
Fully Covered

Full Benefit Table

Quarterly Premiums

$0 deductible/excess. 8% quarterly fee can be removed by paying annually. 

Aplus Easy Care Quarterly Premiums


  • Outpatient direct billing

  • Pre-existing condition coverage

  • Routine Dental

  • Annual Health Checks

  • Maternity

  • Vision

  • Home nursing

  • Psychiatric treatment

  • Any coverage anywhere in North America

  • Congenital conditions

  • Developmental disorders

  • Private room fees

Please see brochure attached at the top for more details. 


Yes, you can upgrade coverage area to Worldwide excluding North America.  Please contact Tenzing to speak to get pricing. 

You must pay with a debit or credit card if you pay quarterly. That card will be kept on file & will automatically be charged every 3 months, unless the policy is cancelled otherwise.  For annual payments, you can pay by bank transfer to Aplus' Hong Kong bank.  You cannot pay with cash. 

Inpatient direct billing for planned hospitalizations or emergencies is available via a Guarantee of Payment to the hospital of your choice. Aplus has direct billing with major hospitals all around Asia. 


Get covered within 48 hours

      Submit Application Form

      email  support@ten-pac.com with a copy of you passport photo page or submit below